Need for Speed™ Payback
"This explosive adventure is filled with intense heist missions, high stakes car battles, epic cop pursuits and jaw dropping set pieces. It’s blockbuster gameplay never before seen from the series, fueled by a gripping story of betrayal and revenge. With Need for Speed: Payback, it’s no longer just about being the first to cross the finish line or racing to prove to be the best, it’s about building the perfect ride, getting behind the wheel and playing out an action driving fantasy.
Set in the underworld of Fortune Valley, players will drive as three distinct characters reunited by a quest for vengeance against The House, a nefarious cartel that rules the city’s casinos, criminals and cops. They will take on a variety of challenges and events as Tyler, the Racer; Mac, the Showman; and Jess, the Wheelman to earn the respect of the underground. Featuring the deepest customization from the series, players can truly craft a personalized and unique ride, or spend hours finding and tuning an abandoned derelict into a supercar. They can then push their cars to the limit and raise the stakes by betting on their own performance, where they can either multiply their winnings or risk losing it all."
Overview of the platinum guide
No missable trophies · 4 online trophies
Playtime
Platinum Requirement Profile (Difficulty & Effort)
Arcade racer featuring tedious RNG card upgrades, demanding 3-star drift zones, and online Speedlist requirements.
- Mechanics & Peak: 6/10 – 3-star drift zones and speed runs require precise vehicle control.
- Guide Reliance: 4/10 – Collectibles like chips and derelicts require map guides or overview.
- Grind & Collectibles: 7/10 – Reaching REP level 50 and farming upgrade cards takes time.
- RNG & Luck: 6/10 – Performance tuning relies heavily on randomly rotating Speed Cards.
- Punishment Severity: 3/10 – No harsh penalty for failures; races are endlessly repeatable.
- Co-op / MP Dependency: 4/10 – PS Plus required for Online Speedlists, but wins aren't needed.
Trophies
Main game
The Ultimate Payback
Collect all trophies
Unlocked automatically after unlocking all other trophies.
Welcome to Fortune Valley
Complete the Prologue
Unlocked automatically through story progression.
Back in the Game
Reassemble the crew
Unlocked automatically through story progression.
We Got This
Complete the Highway Heist
Unlocked automatically through story progression.
I Fought the Law
Escape the Skyhammer
Unlocked automatically through story progression.
Double or Nothing
Steal two gold-plated cars
Unlocked automatically through story progression.
Against All Odds
Bring down The House
Unlocked automatically through story progression.
Spread the Word
Win your first event against a Street League
Unlocked automatically through story progression.
La Catrina
Defeat Graveyard Shift league boss La Catrina
Unlocked automatically through story progression.
Udo Roth
Defeat League 73 league boss Udo Roth
Unlocked automatically through story progression.
Big Sister
Defeat Riot Club league boss Big Sister
Unlocked automatically through story progression.
Underground Soldier
Defeat Shift-Lock league boss The Underground Soldier
Unlocked automatically through story progression.
Gallo Rivera
Defeat Silver Six league boss 'Gallo' Rivera
Unlocked automatically through story progression.
Faith Jones
Defeat Free Ember Militia league boss Faith Jones
Unlocked automatically through story progression.
Aki Kimura
Defeat Noise Bomb league boss Aki Kimura
Unlocked automatically through story progression.
Natalia Nova
Defeat One Percent Club league boss Natalia Nova
Unlocked automatically through story progression.
Mitko Vasilev
Defeat Diamond Block league boss Mitko Vasilev
Unlocked automatically through story progression.
Holtzman
Defeat Hazard Company league boss Holtzman
Unlocked automatically through story progression.
Training Wheels Off
Reach REP level 2
Reached very quickly through story progression by earning REP from events and activities.
Top Dog
Reach REP level 50
Replaying the 'Hyperspace Circuit' race in the late game is one of the most time-efficient methods to grind REP and cash.
One Man's Trash
Assemble a Derelict car
Collectible. For exact locations, please refer to our separate TrophyBase collectible guide.
Another Man's Treasure
Get a Derelict car to 399 Performance Level
Equip level 18 Speed Cards across all six performance categories. Focus your upgrade tokens on a single derelict to avoid wasting parts.
The Artist
Unlock all Visual Customization points
Check the visual customization menu on any car to view the specific gameplay requirements (such as achieving continuous drifts or reaching top speeds) needed to unlock each individual part category.
The Mogul
Buy all available Garage spaces
There are four additional garages scattered across Fortune Valley. Purchasing all of them requires approximately $110,000 and grants unlimited vehicle storage capacity.
The Strategist
Grind a previously won narrative event for Speed Cards
Replay any previously won narrative event and finish in first place to draw a Speed Card from the end-of-race card pick.
Hope and Glory
Equip a full setup with the Americana brand
Tune-up shops restock every 10 minutes. Purchase Americana parts directly or trade in surplus cards to roll targeted Americana cards using the part machine.
Outlaws on the Rise
Equip a full setup with the Outlaw brand
Check tune-up shops across the map as their stock rotates every 10 minutes, or spend Part Tokens at the trade-in machine to roll specifically for the Outlaw brand.
Tech Mate
Equip a full setup with the NexTech brand
Visit tune-up shops as inventory refreshes every 10 minutes, or use trade-in tokens to target NexTech brand cards across all six equipment slots.
Carbon Cartel
Equip a full setup with the Carbon brand
Check tune-up shops periodically or burn spare Part Tokens at the performance roll machine to lock in Carbon brand parts across all six slots.
Under the Hood
Equip a full setup with the Chidori brand
Tune-up shops refresh their inventory every 10 minutes. Alternatively, trade in unused Speed Cards to roll targeted Chidori parts at the machine.
First Strike is Deadly [Online trophy]
Complete all 5 events in a single Speedlist
Online. Join a multiplayer Speedlist and stay in the lobby until all five consecutive events conclude. Finishing position does not matter.
The Climb [Online trophy]
Complete 10 events in Ranked Speedlists
Online. You only need to complete the 10 events; winning them is not required.
Friendly Competition [Online trophy]
Beat your first Autolog Recommendation
Online. Look for event markers highlighted with an Autolog icon on your world map and beat the target time or score set by a friend.
A Daily a Day [Online trophy]
Complete your first Daily Challenge
Online. Open the challenges tab in the pause menu and finish any of the daily rotating tasks, such as driving a specific distance or scoring drift points.
You've Got the Need
Complete all Speed Traps
There are 45 Speed Traps across the map. You only need to register at least 1 star on each to mark them as completed; 3 stars are not required.
Flat-Out
Complete all Speed Runs
Achieving at least a 1-star rating on each of the 40 Speed Runs is sufficient to mark them as completed.
Sideways Style
Complete all Drift Zones
Achieve at least a 1-star rating across all 30 Drift Zones. Using a dedicated drift-class build with live tuning adjusted for maximum steering angle makes completing these much easier.
Aces High
Complete all Jumps
Complete all 30 jumps with at least 1 star. High nitrous capacity and an off-road or race setup provide the necessary run-up speed.
All In
Collect all of the Gambler's Chips
Collectible. For exact locations, please refer to our separate TrophyBase collectible guide.
Wherever I May Roam
Beat all 4 Roaming Racer bosses
Defeating every roaming racer in a league makes their respective boss appear on the map. Beat all four bosses (League 73, Silver Six, Hazard Company, and 1% Club) in outrun races.
Does Not Obey
Smash your way through all the Billboards
Collectible. For exact locations, please refer to our separate TrophyBase collectible guide.
Tinker, Tailor, Racer, Fly
Win a Race Event with a modified live tuning setup
Open the Live Tuning menu using the D-Pad right button, adjust any slider such as downforce or steering sensitivity, and then win any race event.
Scrappy Racer
Win an event using a Derelict car
Win any event using one of your built derelict vehicles.
Comeback is Real
Be last during the final lap of a race and still win
Start an early-game circuit race on Easy difficulty. Intentionally trail in last place when crossing the line into the final lap, then use nitrous to pass the pack before the finish.
Hyperspeed
Hit 240 mph using any car
Take a maxed-out Koenigsegg Regera or a high-performance drag car onto the long southern highway straightaway and fire your nitrous.
1500 bhp... Easy
Win a race in the Koenigsegg Regera without damaging it
Enter the Koenigsegg Regera in a short drag race or an easy race event. Avoid swapping paint off the line, as even slight cosmetic scrapes will invalidate the trophy.
Perfect Shift
Win a Drag Race round by performing only perfect shifts
Shift up only when the tachometer needle is squarely inside the green indicator zone. An over-levelled drag car makes winning without risky early shifts easy.
Take Them Down
Take down 100 pursuit vehicles
Cop takedowns during bait crate activities and story pursuits count toward this total. Heavy vehicles with high acceleration make running enforcers off the road much faster.
Active Lifestyle
Get a 3 Star Rating on all the Activities in the game
Wait until late game when you have dedicated 399-level cars: use a Koenigsegg Regera for Speed Traps and Runs, a high-acceleration off-road build for jumps, and a drift-spec RX-7 or BMW M5 for drift zones.
Who Runs this Town?
Win all the events and beat all the Roaming Racers in the game
Requires finishing first in every main story race, street league race, side event, and beating all roaming racers along with their four league bosses.
Pranked
Beat Jesse Wellens in an Outrun Race
Jesse Wellens roams Mount Providence in a white Nissan GT-R. Tail his car in free roam, prompt an outrun race, and pull 100 meters ahead to win.
Cover Stars
Own the BMW M5 2017, NISSAN Skyline GT-R (1999) and Chevrolet Bel Air
All three vehicles must be present in your garage at the same time. The derelict version of the Chevrolet Bel Air counts toward this requirement.
Driving the Incredible
Get a score of over 350,000 points with the BMW M5 2017 during a Drift Trial event
Upgrade a drift-spec BMW M5 2017 to high performance and enter the 'Drifting the Block' event, focusing on maintaining continuous drift chains and multiplier bonuses around wide corners.
Supercars for Breakfast
Beat all the members of the 1% Club roaming racers league in the Nissan GT-R Premium (2017)
Purchase the Nissan GT-R Premium (2017), upgrade it to around 380+ level, and beat all four roaming racers belonging to the 1% Club in outrun races.
Need for Speed™ Payback - Speedcross
Accelerate Your Potential
Buy the INFINITI Q60 S from the Speedcross dealership
Simply buy the car from the Speedcross Dealership once it is unlocked.
Built for the Adventurer
Buy the MINI JCW Countryman from the Speedcross dealership
Purchase the MINI from the Speedcross dealership as soon as it becomes available through story progression.
Maximum Insanity
Fully upgrade a Speedcross car
Upgrade any Speedcross vehicle to maximum level using performance parts.
Speedcross Champion
Complete the Fortune Valley Speedcross Series
Unlocked automatically through story progression.
Collectibles
Fly By
Speed Traps
Berg Rills
Speed Traps
Drive By
Speed Traps
Paparazzi
Speed Traps
Damn Beaver
Speed Traps
Slope Oak
Speed Traps
510
Speed Traps
All In
Speed Traps
Don't Scroll And Drive
Speed Traps
Look Good Feel Good
Speed Traps
Pass Go, Collect $200
Speed Traps
Wrap It Up
Speed Traps
Check This Out
Speed Traps
Faster Than Light
Speed Traps
Say Cheese
Speed Traps
Starstruck
Speed Traps
Bricklane Boulevard
Speed Traps
Road Runner
Speed Traps
Don't Fall For It
Speed Traps
Now This I Can Do
Speed Traps
Area 5.1
Speed Traps
Don't Blink
Speed Traps
Get My Good Side
Speed Traps
Safe-T
Speed Traps
Third Eye
Speed Traps
Road Kill
Speed Traps
Frame Freeze
Speed Traps
Gateway
Speed Traps
Gone Baby Gone
Speed Traps
Not Wasted
Speed Traps
On The Lam
Speed Traps
Pothole Ahead
Speed Traps
Sunset Street
Speed Traps
Did You Get That
Speed Traps
Flea Market
Speed Traps
On My Way
Speed Traps
One For The Books
Speed Traps
Tag! You're It
Speed Traps
Ludicrous Speed Go
Speed Traps
Pizza Delivery
Speed Traps
Rolling In The Dirt
Speed Traps
Signed, Sealed, Delivered
Speed Traps
Slow Down
Speed Traps
String Street
Speed Traps
Too Late
Speed Traps
Gone With The Wind
Speed Runs
We Have A Problem
Speed Runs
Time Flies
Speed Runs
Dust In The Wind
Speed Runs
Take Flight
Speed Runs
Dusty Trail
Speed Runs
No Brake Zone
Speed Runs
Pass The Test
Speed Runs
Blitzkrieg
Speed Runs
Sir Run-A-Lot
Speed Runs
Going Crazy
Speed Runs
The Other End
Speed Runs
Wild Ride
Speed Runs
Shotgun
Speed Runs
Super Drive
Speed Runs
What Brake Pedal
Speed Runs
Move It Or Lose It
Speed Runs
Kamikaze
Speed Runs
Black Hills Forest
Speed Runs
From A To B
Speed Runs
Gold Rush
Speed Runs
Pedal To The Metal
Speed Runs
Metal Pedal
Speed Runs
Smuggler's Trail
Speed Runs
Spoiler Rising
Speed Runs
The Long Way
Speed Runs
A Bumpy Ride
Speed Runs
Done And Dusted
Speed Runs
Run Boy, Run
Speed Runs
Speed Demon
Speed Runs
Flash Bang
Speed Runs
Braxton, We Have A Problem
Speed Runs
Cheetah
Speed Runs
Rush Hour
Speed Runs
Roadkill
Speed Runs
Speeding Bullet
Speed Runs
Shift
Speed Runs
Speed Limit Or Broken Record
Speed Runs
Upper Side
Speed Runs
Hell Of A Commute
Speed Runs
All Right! You Drive
Drift Zones
Drift Royale
Drift Zones
Four On The Floor
Drift Zones
If You Catch My Drift
Drift Zones
D.K.
Drift Zones
Keep On Drifting
Drift Zones
The Sauce
Drift Zones
Day Drifter
Drift Zones
One Shot
Drift Zones
Tarmac Meets Tires
Drift Zones
The Drift Life
Drift Zones
Throwing Skids
Drift Zones
All You Need Is Drift
Drift Zones
Into The Turns
Drift Zones
License Please
Drift Zones
Masterclass
Drift Zones
Wild Turns
Drift Zones
You Got This
Drift Zones
Smoking Tires
Drift Zones
Turn That Volume Up
Drift Zones
Come Drift Away With Me
Drift Zones
Just Keep Drifting
Drift Zones
Just Speed Up A Bit
Drift Zones
Well Played
Drift Zones
Don't Hit It! Drift It
Drift Zones
Drift In The Sands
Drift Zones
In The Zone
Drift Zones
Overpower
Drift Zones
Over The Hill
Drift Zones
Spin That Tire
Drift Zones
Destination Unknown
Jumps
Jump In! No Time To Explain
Jumps
I Can See The Mountains
Jumps
Breath Of Fresh Air
Jumps
Son, Get Down
Jumps
Into Orbit
Jumps
Eject Button
Jumps
In The Distance
Jumps
8 Lives Left
Jumps
Don't Hate
Jumps
There Goes Gravity
Jumps
Check The Engine
Jumps
Garagesale
Jumps
No Idea What I'm Doing
Jumps
One With The Wind
Jumps
Air Crazy
Jumps
Look No Hands
Jumps
Air Ball
Jumps
One Way Ticket
Jumps
I Phone Home
Jumps
A Little Bump
Jumps
Jump Around
Jumps
Twilight Zone
Jumps
High Flow
Jumps
The Abandoned Mine
Jumps
Defying Gravity
Jumps
Bolt From The Blue
Jumps
Seven Heaven
Jumps
That Escalated Quickly
Jumps
Like A Boss
Jumps
1965 Ford Mustang Derelict Chassis
Derelicts
1965 Ford Mustang Derelict Part 1
Derelicts
1965 Ford Mustang Derelict Part 2
Derelicts
1965 Ford Mustang Derelict Part 3
Derelicts
1965 Ford Mustang Derelict Part 4
Derelicts
1965 Ford Mustang Restoration
Derelicts
1971 Nissan Fairlady 240ZG Derelict Chassis
Derelicts
1971 Nissan Fairlady 240ZG Derelict Part 1
Derelicts
1971 Nissan Fairlady 240ZG Derelict Part 2
Derelicts
1971 Nissan Fairlady 240ZG Derelict Part 3
Derelicts
1971 Nissan Fairlady 240ZG Derelict Part 4
Derelicts
1971 Nissan Fairlady 240ZG Restoration
Derelicts
1955 Chevrolet Bel Air Derelict Chassis
Derelicts
1955 Chevrolet Bel Air Derelict Part 1
Derelicts
1955 Chevrolet Bel Air Derelict Part 2
Derelicts
1955 Chevrolet Bel Air Derelict Part 3
Derelicts
1955 Chevrolet Bel Air Derelict Part 4
Derelicts
1955 Chevrolet Bel Air Restoration
Derelicts
1965 Chevrolet C10 Derelict Chassis
Derelicts
1965 Chevrolet C10 Derelict Part 1
Derelicts
1965 Chevrolet C10 Derelict Part 2
Derelicts
1965 Chevrolet C10 Derelict Part 3
Derelicts
1965 Chevrolet C10 Derelict Part 4
Derelicts
1965 Chevrolet C10 Restoration
Derelicts
1963 VW Beetle Derelict Chassis
Derelicts
1963 VW Beetle Derelict Part 1
Derelicts
1963 VW Beetle Derelict Part 2
Derelicts
1963 VW Beetle Derelict Part 3
Derelicts
1963 VW Beetle Derelict Part 4
Derelicts
1963 VW Beetle Restoration
Derelicts